The Credit Repair Process

We are here for you at every step

Analyze Current Credit

  • Determine if it's something we can be of assistance with
  • Determine what the realistic turnaround time will be
  • Determine the down payment due
  • Determine the overall cost

Dispute Process Initiated

  • Remove negative items from credit report
  • Remove all old addresses
  • Remove incorrect contact info (names and phone numbers)
  • Correct any incorrect account status information

Help you Accomplish your End Goal

  • Personal Unsecured Loans/Lines of Credit
  • Business loans/Lines of Credit
  • Car Leasing/Purchasing
  • Residential/Commercial Mortgages


We believe all cases are equally important, especially for the individual client.

Our company is needed in both good and bad situations in life, and we do whatever we can to make all cases a good experience no matter the subject. We look at our clients as people with genuine problems and do not measure their wallet before we look at their case.

Why Us?

There are many Credit Repair Companies but our numbers prove we have a good thing going here at Renovatio. We respect our clients and they respect us, and that is what sets our company apart from others.

If you have questions regarding our company, you should give us a call. We will do everything possible to make sure we are the right fit for your case.

Frequently Asked Questions

Can you really remove items off my credit report

Our Credit Repair Services programs are based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients.

At Renovatio we've effectively disputed every kind of problem a credit report can have and we're waiting to help you now. Let us show you the difference Renovatio can make for your credit today.

How long does the credit repair process take?

On average it takes 1-3 months. However, it can take longer or quicker. We've had successful files quicker than 30 days. All results will vary. A few of the factors that effect this are A) what accounts you're looking to get removed, B) how fast the creditor's you want to dispute supply the requested documentation to the credit bureaus and C) how fast you can get our team the necessary documentation to begin the process.

Is your credit repair service guaranteed?

Unfortunately, in this industry, NOTHING is guaranteed. If someone guarantees you anything they are straight out lying to you. This is why we ask for a $300-$500 non refundable deposit, and everything after that would ONLY be due on a performance basis, if and when a negative item gets removed. If we don't remove your negative item, you don't pay (minus the deposit).

Is there a cost to analyze my credit?

No. We provide a no cost no obligation analysis of your credit. This way we'll know exactly what's holding your credit down, how long the process would realistically would take, if it's something we can help with and what the overall price you would be looking at would be. 

What will be the cost for your credit repair service?

We charge on a per item per bureau basis. The cost per item depends on the type of item we would be disputing. Click here to see the per item fee. The overall potential cost depends on a couple factors A) how many negative items you want us to dispute and B) how many bureau's each negative item is getting reported to.


Eli K.

Renovatio accomplished a total turnaround with my credit. Within a short time I went from a low score to a high one and was able to purchase a home with a rate I thought was impossible to get.

Yochonon B. (Los Angeles, CA)

Ze’ev is a straight forward and forthright individual. He will tell you what he can and cannot do, and will stay on top of the situation until it is resolved. Unlike others who make promises, but don’t always deliver, Ze’ev is results driven, and will deliver as promised.

Shahram Z.

After thinking bad credit was going to stick with me for the rest of my life, I met Ze’ev and like a master mason he chipped way at my bad credit till it was almost perfect. I honestly never thought I could have such excellent credit but now I think it’s possible for anyone.

Sarah Z. (New York)

Renovatio is a miracle worker!!!! My credit was such a total bummer from my divorce years ago, Renovatio helped me clean my credit and I just received a credit limit that was an amount I would never have expected!!!! I cannot say enough about their professional attitude, and his make it happen approach.

Chaim Shaul B. (New York

“It is not easy to discover the hard working and honest ones in the business of credit repair. After all, there is a degree of trust involved. Finding Renovatio was a true breath of fresh air. Zev worked hard and diligent for me and he had great success with me. With his assistance my credit […]

Jack Pitchon

Renovatio helped me start a new chapter in my life by removing all negative items quickly and effectively. I now have perfectly clean credit, the credit cards I wanted to get and most importantly a fresh start. Thank you so much!

Shneur S. (San Diego)

I cannot say enough how happy I am with Renovatio. I ruined my credit when I was 18 and even after finally getting my payments in order the highest I was able to repair my credit to was 580. I still had a bunch of charge off’s and late payments together with. ton of inquiries […]

Steven E. (California)

Between credit card late payments and missed student loan payments, my credit score was in the dumps. My credit was so bad I couldn’t even open a bank account let alone get a gift card!! My hopes were really down until I was introduced to Zeev. Not only did he get my score up nearly […]

Rabbi Shmuel M.

Zev was extremely helpful, knowledgeable and very professional. He got back to us right away and we immediately saw results.

William B. (Napa Valley)

After going through a very contentious divorce, my credit score was basically in shambles. Zev looked at my credit situation and explained in detail how he would be able to help. He then meticulously went to work on repairing these problems until they were gone. I would highly recommend Zev to anyone that has any […]

Tiana M.

Zev really turned things around for me. What I thought was a hopeless situation that I carried around with me for over a decade, Zev brought hope back to my life 🙂 He helped boost my credit score beyond what I thought was even possible. I was approved for 2 Amex cards which I needed […]

Get In Touch

Contact us today for a consultation regarding your credit needs.